Montpelier, VA 23192 14491 Three Oaks Terrace

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Presented By: Megan Napier with Napier REALTORS ERA.
  • Central Virginia Regional MLS (CVRMLS) - 11 - VA
  • MLS# 2623486
  • 08/30/2026
  • Beds • 5
  • Full/Half Baths • 4 / 1
  • SQFT • 5,271
  • Garage • 2

Home Details

Welcome to Split Oaks, a waterfront retreat situated 5 acres private acres providing exceptional outdoor living. Upon pulling down the paved driveway you will notice the peaceful waterfront setting, mature landscaping and the beautiful custom all brick home. Inside, you will find a grand 2 story foyer with wrap around staircase. To the right of the foyer is an office/study with glass French Doors for privacy, built in bookshelves in the & decorative dental molding. On the other side of the foyer is a formal dining room that flows into the eat in kitchen. The eat in kitchen has a large center island with granite countertop, ample cabinet space, stainless steel appliances, adjacent dining area & views of the lake from the kitchen sink. Adjacent to the kitchen is a Florida room with access to the back deck. The family room offers a fireplace, bar area for entertaining & more views of the water. Rounding out the first floor is a guest bedroom, full hall bathroom, powder room & laundry room. Upstairs, you will find the private owners suite with panoramic views of the lake, a fireplace, his and her separate bathrooms, which is a true luxury and a 2 walk in closets. The basement is perfect for entertaining with a bonus room with wood burning fireplace & bar, plus 2 bedrooms, a full bathroom & a built in sauna. The outdoor spaces are a true highlight, featuring an expansive brick patio with outdoor fireplace, covered dining pavilion, and multi-level deck, creating the perfect setting for entertaining or unwinding in total privacy. There is also a dock to put in paddle board or kayak. This is a rare waterfront property that blends privacy & recreation.
Presented By: Megan Napier with Napier REALTORS ERA.

Interior Features for 14491 Three Oaks Terrace

Bedrooms

Total Bedrooms5

Bathrooms

Half Baths1
Total Baths5

Other Interior Features

LivingAreaSourceAppraiser
Air Conditioning Y/NYes
BasementFull, Walk-Out Access
Basement (Y/N)Yes
Below Grade Finished Area1668
Fireplace FeaturesGas, Masonry, Wood Burning
Fireplace Y/NYes
FlooringPartially Carpeted, Tile, Wood
Heating Y/NYes
Total Fireplaces3
Total Stories1

General for 14491 Three Oaks Terrace

AppliancesBuilt-In Oven, Dryer, Dishwasher, Electric Cooking, Electric Water Heater, Disposal, Microwave, Refrigerator, Water Heater, Washer
Architectural StyleCape Cod, Custom
Assoc Fee Paid PerAnnually
Association Fee IncludesCommon Areas
Attached Garage Yes
Construction MaterialsBrick, Drywall
CoolingCentral Air, Zoned
CountyHanover
Days on Market60
Elementary SchoolSouth Anna
Full Baths4
Garage Spaces2
Garage Y/NYes
HOA800
HeatingHeat Pump, Propane, Zoned
High SchoolPatrick Henry
Home Owner AssocYes
Interior FeaturesWet Bar, Bookcases, Built-in Features, Dining Area, Separate/Formal Dining Room, Eat-in Kitchen, French Door(s)/Atrium Door(s), Fireplace, Granite Counters, High Ceilings, Kitchen Island, Walk-In Closet(s)
Lot Size UnitsAcres
MLS Area36 - Hanover
Middle/Junior High SchoolLiberty
New ConstructionNo
Occupancy TypeVacant
Ownership TypeSole Proprietor
Patio/Porch FeaturesDeck
Percent OwnershipIndividuals
Pool FeaturesNone
PossessionClose Of Escrow
Property ConditionResale
Property Sub Type AdditionalSingle Family Residence
Property SubTypeSingle Family Residence
Property TypeResidential
RoofComposition
SewerSeptic Tank
Standard StatusActive
StatusActive
Subdivision NameClaybank
Tax Annual Amount9921.7
Tax Assessed Value1224900
Tax Lot17
Tax Year2026
Total Rooms13
Waterfront FeaturesWaterfront
Waterfront Y/NYes
Year Built1989
Year Built DetailsApproximate
Zoning DescriptionA1

Exterior for 14491 Three Oaks Terrace

Door FeaturesFrench Doors
FencingNone
Foundation DetailsSlab
Lot FeaturesWaterfront
Lot Size Acres5
Lot Size Area5
Parking FeaturesAttached, Direct Access, Garage, Garage Faces Rear, Garage Faces Side
Water SourceWell

Additional Details

Price History

Schools

Elementary School South Anna Elementary School
Middle School Liberty Middle School
High School Patrick Henry High School

Ryan Sanford

Associate
Price $965,000
MLS#2623486
List Date 08/30/2026
Property Type Single Family
Phone 804.218.3409
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